It's Your Move
Finding Your Dream Home Starts Here
First time home buyer or seasoned home buyer you know that there are many steps, tasks, and requirements that need to be done. I am here to take the anxious out and to keep you from making expensive mistakes. If you have any questions and can't find the answers here please reach out to me and I will be more than happy to help you with any of your home buying questions or needs.
How I represent you in this exciting endeavor with unparalleled service on any real estate transaction. I will be there with you every step of the way. Michelle Freeman
10 Smart Home Buyer Tips
Making it an enjoyable experience for you and your family.
Get A COPY OF YOUR CREDIT REPORT
IMPROVE YOUR CREDIT SCORE
GET PRE-APPROVED BEFORE HOUSE HUNTING: Make an appointment with an experienced loan officer to get qualified and see how much you can afford.
Value and Benefits of Starting Your Loan Process Now
Buyer will want to start the loan process early and be pre-approved.
Determine a maximum loan amount for qualification on purchasing (this will save you time in viewing properties that are out of your price range) • Learn of all financing options and special loan programs available • Discover any credit issues that may need to be corrected • Know the total cash needed for your purchase • Know what financing concessions can be negotiated with the seller on your behalf • The negotiating position of a buyer is greatly strengthened if a loan is in place
Buyer Representation the Value and Benefits to a Buyer
Helping you every step of the way.
Strategize and negotiate on your behalf your offer to the seller • Follow up throughout the contract-pending process to ensure that all contract provisions are fulfilled in the required time • Help you find the most advantageous financing and monitor the loan approval process • Assist you in finding appropriate insurance coverage • Monitor the closing process to help ensure that all requirements are completed by the closing date
Why a Home Buyer Should Buy Through a REALTOR®
REALTORS® help the buyer enjoy more security
REALTORS® have sellers’ confidence REALTORS® can provide an objective analysis of the market REALTORS® network with other REALTORS® REALTORS® have access to new properties coming on the market daily REALTORS® have more constant exposure REALTORS® help the buyer be less inconvenienced
Successful Steps to Buying Your Home
Easy step-by-step guide.
Buyer begins loan process, exploring financing options 2. Buyer views and selects property 3. Buyer and seller reach contractual agreement, buyer’s option check delivered to seller 4. Buyer’s earnest money is deposited in a trust account with the title company